Address
The US address of the person or business
Attributes
// Example Address type
{
"line_1": "15 Market St",
"line_2": null,
"city": "San Francisco",
"state": "CA",
"zip": "91133"
}
BeneficialOwner
A person who owns owns 25% or more of the business as well as those who control the funds.
Attributes
// Example BeneficialOwner type
{
"address": {
"line_1": "15 Market St",
"city": "San Francisco",
"state": "CA",
"zip": "91133"
},
"date_of_birth": "1991-12-18",
"email": "jdoe@acme.com",
"first_name": "Jane",
"last_name": "Dough",
"percent_ownership": 2500,
"phone": "4155555555",
"ssn": "123456789"
}
The contact information for the person signing the loan agreement for a commercial (business) borrower
Attributes
// Example BusinessContact type
{
"first_name": "Quinn",
"last_name": "Montana",
"phone": "4155555555",
"email": "alex@acme.co",
"title": "COO"
}
LineOfCreditOffer
Attributes
// Example LineOfCreditOffer type
{
"amount": 1000000,
"apr": 0,
"annual_fee": 0,
"billing_cycle": 30,
"finance_charge": 0,
"grace_period": 21,
"grace_period_interest_rate": 0,
"interest_rate": 0,
"late_payment_fee": 0,
"origination_fee": 0,
"term": 24
}
LoanOffer
// Example LoanOffer type
{
"amount": 1000000,
"annual_fee": 0,
"apr": 0,
"finance_charge": 0,
"grace_period": 0,
"interest_rate": 0,
"origination_fee": 0,
"repayment_frequency": "monthly",
"late_payment_fee": 0,
"term": 36
}
An object representing the rejection reason(s) for a credit applicant
