GET
/
borrowers
curl --request GET \
  --url https://production.pier-finance.com/api/borrowers \
  --header 'Authorization: Basic <encoded-value>'
[
  {
    "type": "business",
    "address": {
      "line_1": "15 Market St",
      "line_2": null,
      "city": "San Francisco",
      "state": "NJ",
      "zip": "94133"
    },
    "business_contact": {
      "first_name": "alex",
      "last_name": "montana",
      "phone": "4155555555",
      "email": "alex@acme.co",
      "title": "COO"
    },
    "beneficial_owners": [
      {
        "address": {
          "line_1": "15 Market St",
          "line_2": null,
          "city": "San Francisco",
          "state": "CA",
          "zip": "91133"
        },
        "date_of_birth": "1991-12-18",
        "email": "jdoe@acme.com",
        "first_name": "Jane",
        "last_name": "Dough",
        "percent_ownership": 2500,
        "phone": "4155555555",
        "ssn": "123456789",
        "id": "63ae91f8eae458cb0d79f77e"
      }
    ],
    "id": "bor_18e5a3726b3943cda2635f40e1041ba4",
    "business_name": "Apple Landscaping",
    "business_type": "corporation",
    "dba_name": "Apple Landscaping",
    "ein": "130256721",
    "incorporation_date": "2000-12-12",
    "kyb_completion_date": "2022-11-15",
    "phone": "4152556465",
    "state_of_incorporation": "DE",
    "created_on": "2022-12-30T07:23:36.665Z"
  },
  {
    "type": "consumer",
    "address": {
      "line_1": "15 Main Street",
      "line_2": "Unit 204",
      "city": "Austin",
      "state": "TX",
      "zip": "73301"
    },
    "date_of_birth": "1991-12-18",
    "email": "jdough@acme.co",
    "first_name": "Jane",
    "last_name": "Dough",
    "ssn": "999888777",
    "kyc_completion_date": "2022-11-15",
    "phone": "2065886919",
    "id": "bor_a1d0c30d77104f35b4c842b99132624e",
    "created_on": "2022-12-30T07:23:36.665Z"
  }
]

Authorizations

​
Authorization
string
header
required

Basic authentication header of the form Basic <encoded-value>, where <encoded-value> is the base64-encoded string username:password.

Response

200 - application/json
​
id
string
required
​
address
object
required
​
beneficial_owners
object[]
required

An array of objects representing owners of the business and those who control the funds of the business. If no one owns more than 25% of the business, just the individual who has ultimate control of the funds must be included. A maximum of 5 objects can be added.

A person who owns owns 25% or more of the business as well as those who control the funds.

​
business_contact
object
required

The person executing the loan agreement.

​
business_name
string
required

Legal name of the business

Example:

"Apple Landscaping"

​
business_type
enum<string>
required

The type of business entity.

Available options:
corporation,
llc,
partnership,
sole_proprietorship
​
created_on
string
required

Time stamp of borrower's creation date

Example:

"2022-12-30T07:23:36.665Z"

​
dba_name
string
required

Doing-business-as name of the business

Example:

"Apple Landscaping"

​
ein
string
required

9-digit IRS employee identification number of the business (e.g. 345543221)

Example:

"130256721"

​
incorporation_date
string
required

Incorporation date of the business (YYYY-MM-DD)

Example:

"2000-12-12"

​
kyb_completion_date
string
required

Date kyb completed on the business (YYYY-MM-DD)

Example:

"2022-11-15"

​
phone
string
required

The phone number of the business

Example:

"4152556465"

​
state_of_incorporation
string
required

Required 2-digit US state code (e.g. CA, IL, FL, …)

Example:

"DE"

​
type
enum<string>
Available options:
business