Create business borrower

Authorizations

Authorization

string

header

required

Basic authentication header of the form Basic <encoded-value>, where <encoded-value> is the base64-encoded string username:password.

Body

application/json

address

object

required

The address of the business.

Show child attributes

address.line_1

string

required

address.city

string

required

address.state

string

required

2-digit US state code (e.g. CA, IL, FL)

address.zip

string

required

5-digit US zip code

address.line_2

string

beneficial_owners

object[]

required

An array of objects representing owners of the business and those who control the funds of the business. If no one owns more than 25% of the business, just the individual who has ultimate control of the funds must be included. A maximum of 5 objects can be added.

A person who owns owns 25% or more of the business as well as those who control the funds.

Show child attributes

beneficial_owners.id

string

required

beneficial_owners.address

object

required

The person's address.

Show child attributes

beneficial_owners.address.line_1

string

required

beneficial_owners.address.city

string

required

beneficial_owners.address.state

string

required

2-digit US state code (e.g. CA, IL, FL)

beneficial_owners.address.zip

string

required

5-digit US zip code

beneficial_owners.address.line_2

string

beneficial_owners.date_of_birth

string

required

The person's date of birth (YYYY-MM-DD)

beneficial_owners.email

string

required

The person's valid email address

beneficial_owners.first_name

string

required

The person's first name

beneficial_owners.last_name

string

required

The person's last name

beneficial_owners.phone

string

required

The person's 10-digit US phone number (e.g. 4152251000)

beneficial_owners.percent_ownership

integer

required

The percent ownership the person has in the business in basis points (e.g. 2500 for 25%)

beneficial_owners.ssn

string

required

The person's 9-digit US social security number (e.g. 123456789)

business_contact

object

required

The person executing the loan agreement.

Show child attributes

business_contact.first_name

string

required

business_contact.last_name

string

required

business_contact.phone

string

required

business_contact.email

string

required

business_contact.title

string

required

business_name

string

required

Legal name of the business.

Example:

"Apple Landscaping"

business_type

enum<string>

required

The type of business entity.

Available options:

corporation,

llc,

partnership,

sole_proprietorship

dba_name

string

required

Doing-business-as name of the business

Example:

"Apple Landscaping"

ein

string

required

9-digit IRS employee identification number of the business (e.g. 345543221)

Example:

"130256721"

incorporation_date

string

required

Incorporation date of the business (YYYY-MM-DD)

Example:

"2000-12-12"

kyb_completion_date

string

required

Date kyb completed on the business (YYYY-MM-DD)

Example:

"2022-11-15"

state_of_incorporation

string

required

Required 2-digit US state code (e.g. CA, IL, FL, …)

Example:

"DE"

phone

string

required

The phone number of the business

Example:

"4152556465"

Response

200

application/json

id

string

required

address

object

required

Show child attributes

address.line_1

string

required

address.city

string

required

address.state

string

required

2-digit US state code (e.g. CA, IL, FL)

address.zip

string

required

5-digit US zip code

address.line_2

string

beneficial_owners

object[]

required

An array of objects representing owners of the business and those who control the funds of the business. If no one owns more than 25% of the business, just the individual who has ultimate control of the funds must be included. A maximum of 5 objects can be added.

A person who owns owns 25% or more of the business as well as those who control the funds.

Show child attributes

beneficial_owners.id

string

required

beneficial_owners.address

object

required

The person's address.

Show child attributes

beneficial_owners.address.line_1

string

required

beneficial_owners.address.city

string

required

beneficial_owners.address.state

string

required

2-digit US state code (e.g. CA, IL, FL)

beneficial_owners.address.zip

string

required

5-digit US zip code

beneficial_owners.address.line_2

string

beneficial_owners.date_of_birth

string

required

The person's date of birth (YYYY-MM-DD)

beneficial_owners.email

string

required

The person's valid email address

beneficial_owners.first_name

string

required

The person's first name

beneficial_owners.last_name

string

required

The person's last name

beneficial_owners.phone

string

required

The person's 10-digit US phone number (e.g. 4152251000)

beneficial_owners.percent_ownership

integer

required

The percent ownership the person has in the business in basis points (e.g. 2500 for 25%)

beneficial_owners.ssn

string

required

The person's 9-digit US social security number (e.g. 123456789)

business_contact

object

required

The person executing the loan agreement.

Show child attributes

business_contact.first_name

string

required

business_contact.last_name

string

required

business_contact.phone

string

required

business_contact.email

string

required

business_contact.title

string

required

business_name

string

required

Legal name of the business

Example:

"Apple Landscaping"

business_type

enum<string>

required

The type of business entity.

Available options:

corporation,

llc,

partnership,

sole_proprietorship

created_on

string

required

Time stamp of borrower's creation date

Example:

"2022-12-30T07:23:36.665Z"

dba_name

string

required

Doing-business-as name of the business

Example:

"Apple Landscaping"

ein

string

required

9-digit IRS employee identification number of the business (e.g. 345543221)

Example:

"130256721"

incorporation_date

string

required

Incorporation date of the business (YYYY-MM-DD)

Example:

"2000-12-12"

kyb_completion_date

string

required

Date kyb completed on the business (YYYY-MM-DD)

Example:

"2022-11-15"

phone

string

required

The phone number of the business

Example:

"4152556465"

state_of_incorporation

string

required

Required 2-digit US state code (e.g. CA, IL, FL, …)

Example:

"DE"