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Applications can have a status of pending, approved, accepted, rejected, expired

Create an application

POST /applications

Approve an application

POST /applications/{application_id}/approve

Reject an application

POST /applications/{application_id}/reject

Retrieve an application by id

GET /applications/{application_id}

List all applications

GET /applications

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Application object

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Attributes

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id
string
Unique identifier for the object
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borrower_id
string
The borrower_id of the borrower the application belongs to
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created_on
string
Timestamp the application object is created on
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credit_type
enum
The type of credit product. Accepted values: installment_loan, revolving_line_of_credit, or closed_line_of_credit
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decisioned_on
string
Timestamp when the application is either approved or rejected on
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offer
object
If the application is approved, an object containing the credit offer details. See LineOfCreditOffer and LoadOffer types
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rejection_reasons
list
If the application is rejected, a list containing 1-4 rejection reason(s). The Rejection Reasons provides a list of valid reasons and descriptors |
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requested_amount
integer
If the borrower requests an amount in their application, the requested loan or credit line amount in cents (e.g. 500000 for $5,000)
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status
enum
The status of the credit application. Accepted values:

pending the application is pending a decision
approved the application is approved with an offer
accepted the application offer has been accepted by the borrower
rejected the application is rejected
expired the application has expired
Example Application object
{
  "id": "app_f0467657bba948e6a87292e182132848",
  "borrower_id": "bor_a381b26f0a79480abae786796c54b8b8",
  "credit_type": "installment_loan",
  "status": "pending",
  "created_on": "2022-12-31T01:36:52.606Z",
  "rejection_reasons": []
}