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GET
/
applications
/
List all applications
curl --request GET \
  --url https://production.pier-finance.com/api/applications/ \
  --header 'Authorization: Basic <encoded-value>'
[
  {
    "id": "app_f0467657bba948e6a87292e182132848",
    "borrower_id": "bor_d965bea9f47a4b108562642dbb1dae9f",
    "credit_type": "revolving_line_of_credit",
    "status": "approved",
    "created_on": "2022-12-31T01:36:52.606Z",
    "decisioned_on": "2023-01-17T05:31:52.955Z",
    "offer": {
      "type": "line_of_credit",
      "amount": 1000000,
      "apr": 0,
      "annual_fee": 0,
      "billing_cycle": 30,
      "finance_charge": 0,
      "grace_period": 21,
      "grace_period_interest_rate": 0,
      "interest_rate": 0,
      "late_payment_fee": 0,
      "origination_fee": 0,
      "term": 24
    }
  },
  {
    "id": "app_f0467657bba948e6a87292e182132848",
    "borrower_id": "bor_a1d0c30d77104f35b4c842b99132624e",
    "credit_type": "installment_loan",
    "status": "pending",
    "created_on": "2022-12-31T01:36:52.606Z"
  }
]

Authorizations

​
Authorization
string
header
required

Basic authentication header of the form Basic <encoded-value>, where <encoded-value> is the base64-encoded string username:password.

Response

200 - application/json
​
status
enum<string>
required
Available options:
pending,
approved,
accepted,
rejected,
expired
​
id
string
​
borrower_id
string

The borrower_id of the borrower the application belongs to

​
created_on
string<date-time>

Timestamp the application object is created on

​
credit_type
enum<string>

The type of credit product.

Available options:
installment_loan,
revolving_line_of_credit,
closed_line_of_credit
​
decisioned_on
string<date-time>

Timestamp when the application is either approved or rejected on

​
offer
object

If the application is approved, an object containing the credit offer details

  • Option 1
  • Option 2
​
rejection_reasons
enum<string>[]

If the application is rejected, a list containing 1-4 rejection reason(s). The Rejection Reasons endpoint provides a list of valid reasons and descriptors

​
requested_amount
integer

If the borrower requests an amount in their application, the requested loan or credit line amount in cents (e.g. 500000 for $5,000)