> ## Documentation Index
> Fetch the complete documentation index at: https://pier.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Types

> Common types used in the API response

## Address

The US address of the person or business

### Attributes

```jsx
// Example Address type
{
  "line_1": "15 Market St",
  "line_2": null,
  "city": "San Francisco",
  "state": "CA",
  "zip": "91133"
}
```

***

## BeneficialOwner

A person who owns owns 25% or more of the business as well as those who control the funds.

### Attributes

```jsx
// Example BeneficialOwner type
{
  "address": {
      "line_1": "15 Market St",
      "city": "San Francisco",
      "state": "CA",
      "zip": "91133"
  },
  "date_of_birth": "1991-12-18",
  "email": "jdoe@acme.com",
  "first_name": "Jane",
  "last_name": "Dough",
  "percent_ownership": 2500,
  "phone": "4155555555",
  "ssn": "123456789"
}
```

***

## BusinessContact

The contact information for the person signing the loan agreement for a commercial (business) borrower

### Attributes

```jsx
// Example BusinessContact type
{
  "first_name": "Quinn",
  "last_name": "Montana",
  "phone": "4155555555",
  "email": "alex@acme.co",
  "title": "COO"
}
```

***

## LineOfCreditOffer

### Attributes

```jsx
// Example LineOfCreditOffer type
{
  "amount": 1000000,
  "apr": 0,
  "annual_fee": 0,
  "billing_cycle": 30,
  "finance_charge": 0,
  "grace_period": 21,
  "grace_period_interest_rate": 0,
  "interest_rate": 0,
  "late_payment_fee": 0,
  "origination_fee": 0,
  "term": 24
}
```

***

## LoanOffer

```jsx
// Example LoanOffer type
{
  "amount": 1000000,
  "annual_fee": 0,
  "apr": 0,
  "finance_charge": 0,
  "grace_period": 0,
  "interest_rate": 0,
  "origination_fee": 0,
  "repayment_frequency": "monthly",
  "late_payment_fee": 0,
  "term": 36
}
```

***

### on

An object representing the rejection reason(s) for a credit applicant