# Pier Finance

## Docs

- [Applications](https://pier.mintlify.app/applications.md): Applications represent the credit application for a borrower. Applications must be created for a given borrower, and one borrower can have many applications. Once an application is created, it must either be approved or rejected.
- [Approve application](https://pier.mintlify.app/applications/approve-application.md)
- [Create application](https://pier.mintlify.app/applications/create-application.md)
- [List all applications](https://pier.mintlify.app/applications/list-all-applications.md)
- [Reject application](https://pier.mintlify.app/applications/reject-application.md)
- [Retrieve application by id](https://pier.mintlify.app/applications/retrieve-application-by-id.md)
- [Borrowers](https://pier.mintlify.app/borrowers.md): Borrowers represent a legal borrower, and can either be a consumer (e.g. for personal loans and lines of credit) or a business (e.g. for commercial charge cards and loans). Creating a borrower (or referencing an existing one) is the first step in the Pier credit origination process.
- [Create business borrower](https://pier.mintlify.app/borrowers/create-business-borrower.md)
- [Create consumer borrower](https://pier.mintlify.app/borrowers/create-consumer-borrower.md)
- [List all borrowers](https://pier.mintlify.app/borrowers/list-all-borrowers.md)
- [Retrieve borrower by id](https://pier.mintlify.app/borrowers/retrieve-borrower-by-id.md)
- [Update business borrower](https://pier.mintlify.app/borrowers/update-business-borrower.md)
- [Update consumer borrower](https://pier.mintlify.app/borrowers/update-consumer-borrower.md)
- [Coverage and Utilities](https://pier.mintlify.app/coverage-and-utilities.md): Pier’s coverage endpoints provide our up-to-date state lending coverage and lending thresholds.
- [Retrieve commercial lending coverage](https://pier.mintlify.app/coverage-and-utilities/retrieve-commercial-lending-coverage.md)
- [Retrieve consumer lending coverage](https://pier.mintlify.app/coverage-and-utilities/retrieve-consumer-lending-coverage.md)
- [Retrieve rejection reasons](https://pier.mintlify.app/coverage-and-utilities/retrieve-rejection-reasons.md)
- [Errors](https://pier.mintlify.app/errors.md): Pier uses HTTP codes to indicate the status of an API request.
- [Facilities](https://pier.mintlify.app/facilities.md): A facility represents an active loan or line of credit. It contains references to the borrower, application and executed loan as well as the terms and other state information about the credit facility. Facilities are used by Pier’s system for servicing, credit reporting and other down stream functio…
- [Close facility](https://pier.mintlify.app/facilities/close-facility.md)
- [Create facility](https://pier.mintlify.app/facilities/create-facility.md)
- [List facilities](https://pier.mintlify.app/facilities/list-facilities.md)
- [Retrieve facility by id](https://pier.mintlify.app/facilities/retrieve-facility-by-id.md)
- [Introduction](https://pier.mintlify.app/introduction.md): Welcome to the Pier API reference! These docs should help you get started quickly and easily.
- [Loan Agreements](https://pier.mintlify.app/loan-agreements.md): Once an application is accepted, the final step to complete the application process is for the applicant to execute the loan agreement.
- [Create loan agreement](https://pier.mintlify.app/loan-agreements/create-loan-agreement.md)
- [List all loan agreements](https://pier.mintlify.app/loan-agreements/list-all-loan-agreements.md)
- [Retrieve loan agreement by id](https://pier.mintlify.app/loan-agreements/retrieve-loan-agreement-by-id.md)
- [Sign loan agreement](https://pier.mintlify.app/loan-agreements/sign-loan-agreement.md)
- [Types](https://pier.mintlify.app/types.md): Common types used in the API response

## OpenAPI Specs

- [openapi](https://pier.mintlify.app/openapi.yml)

## Optional

- [See a demo](https://www.pier-finance.com/contact)